Real estate appraisal services for homeowners in the city of Moore and Cleveland County
The top 7 reasons OK homeowners need SpamRUs:
Do you own a house in or near Moore? Do you need help determining the price of your real estate?
At SpamRUs, we understand the special needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at SpamRUs are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value report than yours.
Appraisals to cancel PMI
A preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. SpamRUs is qualified in helping folks just like you rid yourselves of unwanted PMI insurance.
Challenging a property tax assessment
If you live in a region that is going down or is not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. A professional appraisal from SpamRUs is your #1 weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your property is in or near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. An appraisal from SpamRUs can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for efficiency? An appraiser from SpamRUs can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.